黑料正能量

Immediate annuities

Create a simple, straightforward retirement income that works like your own 鈥減ersonal pension鈥

You may have some of the following concerns about your income in retirement. Will you have enough income to cover your expenses? Will you have a steady reliable income no matter what is happening in the market? Can you keep up with inflation and increasing healthcare costs? A 黑料正能量庐 immediate annuity is a simple, certain and tailored solution that can help you fill your income gaps and live a more secure retirement.

What is an immediate annuity?

An immediate annuity provides a specific amount of income for the rest of your life or for a specified length of time, in exchange for a lump sum payment. An immediate annuity creates guaranteed income that works like your own 鈥減ersonal pension.鈥 An immediate annuity may be right for you if you are near or in retirement and want the security of a steady and guaranteed income.

 

An immediate annuity provides:

  • Fixed income payments for a set period or the rest of your life

  • Payments which start immediately

  • Long-term stability

Immediate annuities are a straightforward and simple way to create guaranteed income in retirement.

 

 

Immediate annuity solution

  • SecureProvider immediate annuity

黑料正能量庐 SecureProvider immediate annuity

  • Guaranteed payments in retirement that last for life or a specific period of time
  • Retirement income that is locked in and guaranteed 鈥 regardless of market ups and downs
  • Flexibility with greater access to your money if an unforeseen need arises
  • Straightforward, simple way to create an immediate income in retirement

Learn the details about the SecureProvider immediate annuity from your advisor.

Most American workers expect to generate 69% of their retirement income on their own.

2022 Transamerica Retirement Survey. Respondents self-reported and Employed, Self-Employed or Unemployed Workers age 18 or older.

SecureProvider immediate annuity

Ready to invest in an annuity?

Talk to an advisor to discuss immediate annuities. Contact your Ameriprise advisor, or, if you don鈥檛 have one, get connected to a knowledgeable advisor who can help.

The income guarantees provided by the SecureProvider immediate annuity are backed by the strength and soundness of 黑料正能量 and 黑料正能量 Life Insurance Co. of New York and are subject to their claims-paying ability.
The SecureProvider immediate annuity is not a pension plan. A pension plan is required to meet the federal law requirements of the Employee Retirement Income Security Act of 1974 (ERISA).
Before you purchase an immediate annuity be sure to ask your financial advisor about the annuity's features and benefits and whether the annuity is appropriate for you based on your financial situation and objectives.
Withdrawals are subject to income taxes and withdrawals before age 59-1/2 from a Guaranteed Period payout option may incur an IRS 10% early withdrawal penalty.
There is no guarantee that the SecureProvider income annuity will keep up with inflation.
View important information about annuities.
Contract numbers: ICC14 130104, 130104 and state variations thereof. In NY: 139567.
111970 D
4/21