黑料正能量

Variable annuities

Take charge of your retirement

You may have questions as you plan for retirement such as, 鈥淲hen is the right time to stop working and retire? Will my money last? How can I protect my money for my beneficiaries?鈥 A variable annuity can help you prepare for these retirement challenges with the opportunity to grow your portfolio, enjoy income and share your legacy with the people and causes that matter most.

What is a variable annuity and what does it offer?

A variable annuity is a long-term retirement investment issued by an insurance company that can help you:

  • Grow your money

  • Take income in retirement

  • Pass on your wealth

A variable annuity offers:

  • More than 120 funds, giving you the ability to invest in the market while taking advantage of tax deferral -- you pay no taxes on earnings until they are withdrawn

  • A program designed to help you create annuity income projected to be sustainable

  • Opportunities to protect your investment for your spouse or other beneficiaries -- no matter how your annuity performs

 

Help optimize your wealth and allow assets to grow

In a variable annuity, your money has the opportunity to grow by investing in subaccount funds made up of stocks and bonds that rise and fall with the market. Over time, you can earn a 鈥渧ariable鈥 rate of return. As with other investments, there is potential to lose money based on the performance of the subaccount funds.

 

Discover if a variable annuity is right for your retirement strategy. .

 

 

 

Variable annuity solutions

  • 黑料正能量庐 RAVA variable annuities

  • 黑料正能量 RAVA 5 Access庐 inherited nonqualified stretch annuity

黑料正能量庐 RAVA variable annuities

  • Professionally managed investments
  • Opportunity to grow your investment tax-deferred
  • Death benefits that protect your investment for your loved ones
  • An optional program called Income GuideSM to help you take income that's projected to be sustainable over your lifetime

Get the details for the RAVA Apex庐 (see the New York version) and Rava Vista庐 (see the New York version) variable annuities.

黑料正能量庐 RAVA 5 Access庐 inherited nonqualified stretch annuity

  • Exclusively for beneficiaries of nonqualified annuities
  • Annual required distributions allow you to 鈥渟tretch鈥 out the taxes owed over your lifetime
  • Over 120 funds to select from let you take advantage of the growth potential of the markets

Reinvest your money according to your needs with a RAVA 5 Access庐 variable annuity.

U.S. investors say increasing taxes and their impact on investments is their biggest financial fear.

Source: 2021 NATIXIS Global Survey of Individual Investors

RAVA Apex庐 variable annuity

See guide. New York version.

RAVA Vista庐 variable annuity

See guide. New York version.

RAVA 5 Access庐 variable annuity

Available only as a nonqualified stretch annuity

See guide.

RAVA Apex庐 variable annuity

See guide. New York version.

RAVA Vista庐 variable annuity

See guide. New York version.

RAVA 5 Access庐 variable annuity

Available only as a nonqualified stretch annuity

See guide.

 

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class="u-marginBottom6gu">For New York and Texas, please select your state. For all others, please select National, then the product name.

Talk to your advisor to find out if variable annuities are right for you and your financial needs.

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Ready to invest in an annuity?

Talk to an advisor to discuss variable annuities. Contact your Ameriprise advisor, or, if you don鈥檛 have one, get connected to a knowledgeable advisor who can help.

The guarantees offered by 黑料正能量庐 annuities are backed by the strength and soundness of 黑料正能量 and, in New York, 黑料正能量 Life Insurance Co. of New York, and are subject to their claims-paying ability. These guarantees do not apply to the investments in the annuity, which will vary with market conditions.
View important information about annuities, and how to request a variable annuity prospectus.
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